Loan Programs

Learn About the Various
Loan Programs at
Goodwin Mortgage Group

Our range of mortgage products includes a variety of options tailored to meet individual requirements. Whether you’re a first-time homebuyer, looking to refinance, or seeking a loan for an investment property, we have the expertise and resources to assist you. Our team of experienced professionals will work closely with you to understand your goals, financial situation, and preferences, allowing us to recommend the most suitable mortgage solutions.

At Goodwin Mortgage Group, we believe that clear communication is essential to fostering trust and ensuring a seamless mortgage experience. We prioritize transparent and straightforward communication, ensuring that our clients are informed and empowered to make well-informed decisions throughout the process.

Our commitment to customer service extends beyond the mortgage application. We are dedicated to providing ongoing support and assistance, even after the loan is closed. We strive to build long-lasting relationships with our clients, serving as their trusted mortgage advisor for years to come.

Whether you’re a first-time homebuyer or a seasoned homeowner, Goodwin Mortgage Group is here to guide you through the mortgage process with care, expertise, and a genuine commitment to your best interests. Experience the difference of a mortgage company that puts you first.

Featured Loan Programs
Loan Programs Offered

Conventional Loans

One of the most common loan programs that offers competitive interest rates and requires down payments ranging from 3% to 20%. Down payments less than 20% require mortgage insurance. Standard documentation and fair-to-good credit score are necessary to qualify.

VA Loans

Offering Veterans, US Military service members and eligible surviving spouses benefits through a VA loan program. Loans guaranteed by the Department of Veterans’ Affairs, no down payment or mortgage insurance required. The VA guaranty gives lenders greater degree of safety and flexibility which result in more competitive interest rates than non-VA loans.

FHA Loans

Insured by the Federal Housing Administration. Offers down payment as low as 3.5% in addition to a less stringent qualification process which is an attractive option to first time homebuyers. To protect lenders from a loss if the borrower should default, mortgage insurance is required on all FHA loans.

First Time Home Buyer

As part of our commitment to provide the best residential home loans for our customers, we offer loans that feature a number of great benefits for first time home buyers. These benefits include: low or no down payment, tax credit advantages, and down payment assistance options.

Jumbo Loans

Goodwin Mortgage Group offers loan programs for loan amounts greater than the high balance loan limits. Lower debt-to-income ratios, higher credit and larger down payments are required on this type of loan.


Adjustable rate mortgages offer lower initial interest rate in comparison to fixed-rate mortgages. Cap limits moderate how much the interest rate can change from one year to the next.


Also known as a piggyback loan, 80/10/10 requires a 10% down payment, allowing borrowers to avoid costly private mortgage insurance.


Mortgage refinancing with Goodwin Mortgage Group can provide a number of financial benefits for homeowners. Refinancing a mortgage means that you pay off the original loan and replace it with a new home loan. Mortgage refinancing can provide a lower interest rate, shorten the term of your mortgage, consolidate debt, and more.

Other Loan Programs

We’re certain we have the right loan program to fit your needs. If you don’t see the loan program you were looking for, contact a Goodwin Mortgage Group professional and we’d be happy to help you find the right loan for you.

Find the Right Loan Program to Fit Your Needs.